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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,786 | $134,001+61.8% | $112,258+93.1% | $134,509+61.2% |
| Participation rate | 63.2% | 78.6%-15.4pp | 75.1%-11.9pp | 81.2%-18.1pp |
| Annual return | -11.03% | 47.15%-58.2pp | 27.47%-38.5pp | 418.13%-429.2pp |
| Employer contribution / active EE | $1,274 | $4,039-68.5% | $3,636-65.0% | $4,741-73.1% |
| Participant deferral / active EE | $2,501 | $5,291-52.7% | $4,728-47.1% | $6,400-60.9% |
| Admin fee / account holder | $1,689 | $7,491-77.4% | $6,411-73.7% | $11,427-85.2% |