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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,812 | $97,729+71.7% | $83,830+100.2% | $135,379+24.0% |
| Participation rate | 64.7% | 80.0%-15.2pp | 76.1%-11.4pp | 82.6%-17.9pp |
| Annual return | -4.31% | 1287.52%-1291.8pp | 850.97%-855.3pp | 519.79%-524.1pp |
| Employer contribution / active EE | $2,676 | $4,222-36.6% | $3,631-26.3% | $4,779-44.0% |
| Participant deferral / active EE | $4,048 | $4,683-13.5% | $4,082-0.8% | $5,609-27.8% |
| Admin fee / account holder | $26,562 | $6,674+298.0% | $5,479+384.8% | $10,828+145.3% |