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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,291 | $93,098-20.2% | $77,081-3.6% | $134,509-44.8% |
| Participation rate | 47.4% | 74.5%-27.1pp | 67.9%-20.5pp | 81.2%-33.9pp |
| Annual return | -18.93% | 62.63%-81.6pp | 42.33%-61.3pp | 418.13%-437.1pp |
| Employer contribution / active EE | $1,472 | $3,419-56.9% | $2,813-47.7% | $4,741-68.9% |
| Participant deferral / active EE | $3,271 | $5,239-37.6% | $4,428-26.1% | $6,400-48.9% |
| Admin fee / account holder | $5,775 | $6,945-16.8% | $5,427+6.4% | $11,427-49.5% |