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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,838 | $131,835-74.3% | $108,582-68.8% | $273,972-87.6% |
| Participation rate | 58.3% | 83.5%-25.1pp | 79.6%-21.2pp | 83.0%-24.7pp |
| Annual return | 8.48% | -91.57%+100.1pp | -51.70%+60.2pp | 41.46%-33.0pp |
| Employer contribution / active EE | $1,275 | $4,913-74.0% | $3,758-66.1% | $4,869-73.8% |
| Participant deferral / active EE | $3,734 | $5,127-27.2% | $4,311-13.4% | $5,287-29.4% |
| Admin fee / account holder | $255 | $10,253-97.5% | $7,645-96.7% | $10,133-97.5% |