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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,568 | $118,467+17.0% | $98,450+40.8% | $139,456-0.6% |
| Participation rate | 77.3% | 77.5%-0.2pp | 75.2%+2.1pp | 80.3%-3.1pp |
| Annual return | 18.80% | 18.95%-0.1pp | 21.16%-2.4pp | 373.45%-354.6pp |
| Employer contribution / active EE | $2,644 | $3,611-26.8% | $3,049-13.3% | $4,753-44.4% |
| Participant deferral / active EE | $5,836 | $5,393+8.2% | $4,739+23.1% | $6,711-13.0% |
| Admin fee / account holder | $2,574 | $14,057-81.7% | $8,961-71.3% | $11,407-77.4% |