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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,212 | $105,867-2.5% | $90,760+13.7% | $134,532-23.3% |
| Participation rate | 73.9% | 78.3%-4.3pp | 75.7%-1.8pp | 81.2%-7.3pp |
| Annual return | -20.77% | -10.99%-9.8pp | -12.16%-8.6pp | 418.27%-439.0pp |
| Employer contribution / active EE | $2,473 | $3,464-28.6% | $2,922-15.3% | $4,741-47.8% |
| Participant deferral / active EE | $5,403 | $5,217+3.6% | $4,565+18.4% | $6,401-15.6% |
| Admin fee / account holder | $1,433 | $13,936-89.7% | $8,444-83.0% | $11,429-87.5% |