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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,715 | $178,174-86.7% | $156,181-84.8% | $137,256-82.7% |
| Participation rate | 56.5% | 82.0%-25.5pp | 78.8%-22.3pp | 80.0%-23.4pp |
| Annual return | 17.12% | 84.19%-67.1pp | 64.87%-47.8pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,220 | $4,972-55.3% | $4,294-48.3% | $4,156-46.6% |
| Participant deferral / active EE | $3,438 | $6,888-50.1% | $6,132-43.9% | $6,407-46.3% |
| Admin fee / account holder | $2,152 | $17,404-87.6% | $14,586-85.2% | $12,270-82.5% |