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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,919 | $154,209+38.7% | $130,062+64.5% | $139,487+53.4% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.5%+10.4pp | 80.3%+8.6pp |
| Annual return | 14.70% | 32.52%-17.8pp | -137.37%+152.1pp | 373.84%-359.1pp |
| Employer contribution / active EE | $6,944 | $5,292+31.2% | $4,322+60.7% | $4,755+46.1% |
| Participant deferral / active EE | $1,319 | $6,709-80.3% | $5,821-77.3% | $6,713-80.3% |
| Admin fee / account holder | $2,657 | $13,988-81.0% | $10,601-74.9% | $11,407-76.7% |