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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,638 | $152,619+11.8% | $125,195+36.3% | $152,909+11.6% |
| Participation rate | 81.3% | 83.3%-2.1pp | 79.8%+1.5pp | 82.5%-1.2pp |
| Annual return | 12.66% | 54.85%-42.2pp | 43.79%-31.1pp | 345.46%-332.8pp |
| Employer contribution / active EE | $10,938 | $4,947+121.1% | $3,866+182.9% | $4,764+129.6% |
| Participant deferral / active EE | $0 | $5,869-100.0% | $4,937-100.0% | $5,851-100.0% |
| Admin fee / account holder | $7,527 | $13,437-44.0% | $9,704-22.4% | $11,601-35.1% |