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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,378 | $135,645-3.9% | $110,243+18.3% | $135,380-3.7% |
| Participation rate | 94.1% | 83.5%+10.7pp | 79.8%+14.3pp | 82.6%+11.5pp |
| Annual return | -2.70% | 513.24%-515.9pp | 314.76%-317.5pp | 519.81%-522.5pp |
| Employer contribution / active EE | $7,353 | $4,907+49.9% | $3,827+92.1% | $4,779+53.9% |
| Participant deferral / active EE | $0 | $5,507-100.0% | $4,672-100.0% | $5,609-100.0% |
| Admin fee / account holder | $5,769 | $11,458-49.7% | $8,548-32.5% | $10,828-46.7% |