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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,053 | $85,766-49.8% | $136,295-68.4% | $70,131-38.6% |
| Participation rate | 88.4% | 74.2%+14.2pp | 81.9%+6.5pp | 69.5%+18.8pp |
| Annual return | 11.11% | 31.45%-20.3pp | 5155.97%-5144.9pp | 73.14%-62.0pp |
| Employer contribution / active EE | $2,689 | $2,966-9.3% | $4,695-42.7% | $2,342+14.8% |
| Participant deferral / active EE | $4,845 | $5,051-4.1% | $6,247-22.4% | $3,332+45.4% |
| Admin fee / account holder | $32,245 | $5,420+494.9% | $9,243+248.8% | $4,645+594.1% |