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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,543 | $105,210-37.7% | $159,487-58.9% | $85,851-23.7% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.8%+5.2pp | 69.3%+18.7pp |
| Annual return | 11.75% | 45.08%-33.3pp | 263.71%-252.0pp | 318.63%-306.9pp |
| Employer contribution / active EE | $969 | $3,319-70.8% | $4,831-79.9% | $2,565-62.2% |
| Participant deferral / active EE | $4,019 | $5,946-32.4% | $7,354-45.3% | $3,952+1.7% |
| Admin fee / account holder | $2,468 | $6,934-64.4% | $10,804-77.2% | $6,261-60.6% |