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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,897 | $217,432-25.5% | $185,849-12.9% | $167,536-3.4% |
| Participation rate | 81.8% | 86.1%-4.2pp | 81.7%+0.1pp | 82.1%-0.3pp |
| Annual return | 10.33% | 148.42%-138.1pp | 122.10%-111.8pp | 478.82%-468.5pp |
| Employer contribution / active EE | $2,056 | $5,875-65.0% | $5,169-60.2% | $4,839-57.5% |
| Participant deferral / active EE | $3,919 | $6,357-38.4% | $5,569-29.6% | $6,342-38.2% |
| Admin fee / account holder | $45,206 | $19,818+128.1% | $16,244+178.3% | $12,315+267.1% |