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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,881 | $209,422-4.6% | $178,503+12.0% | $158,982+25.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.55% | 188.81%-175.3pp | 151.12%-137.6pp | 302.99%-289.4pp |
| Employer contribution / active EE | $2,206 | $5,707-61.3% | $5,011-56.0% | $4,763-53.7% |
| Participant deferral / active EE | $7,713 | $5,955+29.5% | $5,202+48.3% | $5,983+28.9% |
| Admin fee / account holder | $2,848 | $17,079-83.3% | $13,987-79.6% | $11,252-74.7% |