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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,235 | $168,635-53.6% | $147,617-47.0% | $125,389-37.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.42% | 77.65%-78.1pp | 61.98%-62.4pp | 282.24%-282.7pp |
| Employer contribution / active EE | $2,335 | $6,252-62.7% | $5,564-58.0% | $4,866-52.0% |
| Participant deferral / active EE | $5,377 | $5,507-2.4% | $4,895+9.8% | $5,352+0.5% |
| Admin fee / account holder | $4,530 | $13,580-66.6% | $11,612-61.0% | $9,541-52.5% |