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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,125 | $159,934-76.2% | $147,005-74.1% | $145,959-73.9% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 13.74% | 98.24%-84.5pp | 418.76%-405.0pp | 561.95%-548.2pp |
| Employer contribution / active EE | $1,238 | $5,287-76.6% | $4,934-74.9% | $4,661-73.4% |
| Participant deferral / active EE | $7,265 | $8,427-13.8% | $8,070-10.0% | $6,689+8.6% |
| Admin fee / account holder | $10,404 | $15,053-30.9% | $13,006-20.0% | $13,398-22.3% |