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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,125 | $160,040-76.2% | $147,096-74.1% | $145,877-73.9% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 13.74% | 98.49%-84.8pp | 419.75%-406.0pp | 551.28%-537.5pp |
| Employer contribution / active EE | $1,238 | $5,289-76.6% | $4,936-74.9% | $4,663-73.5% |
| Participant deferral / active EE | $7,265 | $8,429-13.8% | $8,071-10.0% | $6,691+8.6% |
| Admin fee / account holder | $10,404 | $15,050-30.9% | $13,005-20.0% | $13,402-22.4% |