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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,317 | $60,349-54.7% | $74,184-63.2% | $62,881-56.6% |
| Participation rate | 50.0% | 72.7%-22.7pp | 76.6%-26.6pp | 69.3%-19.3pp |
| Annual return | 7.19% | 21.38%-14.2pp | 17.74%-10.6pp | 20.14%-13.0pp |
| Employer contribution / active EE | $857 | $1,680-49.0% | $2,370-63.8% | $2,281-62.4% |
| Participant deferral / active EE | $2,206 | $2,856-22.8% | $3,550-37.9% | $3,203-31.1% |
| Admin fee / account holder | $1,636 | $4,261-61.6% | $5,586-70.7% | $4,296-61.9% |