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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,425 | $106,524-63.9% | $152,301-74.8% | $87,485-56.1% |
| Participation rate | 83.3% | 75.8%+7.6pp | 82.4%+0.9pp | 68.9%+14.4pp |
| Annual return | 14.80% | 26.89%-12.1pp | 80.50%-65.7pp | 26.06%-11.3pp |
| Employer contribution / active EE | $1,371 | $3,371-59.3% | $4,624-70.4% | $2,596-47.2% |
| Participant deferral / active EE | $2,388 | $6,525-63.4% | $8,004-70.2% | $4,274-44.1% |
| Admin fee / account holder | $1,392 | $8,287-83.2% | $14,398-90.3% | $7,775-82.1% |