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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,767 | $117,846-67.1% | $102,434-62.2% | $145,884-73.4% |
| Participation rate | 91.3% | 78.6%+12.7pp | 76.5%+14.8pp | 80.3%+11.0pp |
| Annual return | 10.70% | 31.90%-21.2pp | 29.46%-18.8pp | 551.85%-541.1pp |
| Employer contribution / active EE | $839 | $3,615-76.8% | $3,023-72.2% | $4,662-82.0% |
| Participant deferral / active EE | $3,719 | $5,733-35.1% | $5,055-26.4% | $6,690-44.4% |
| Admin fee / account holder | $18,055 | $13,356+35.2% | $9,462+90.8% | $13,392+34.8% |