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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,733 | $100,811-23.9% | $86,698-11.5% | $134,545-43.0% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -14.31% | 29.11%-43.4pp | 35.96%-50.3pp | 418.37%-432.7pp |
| Employer contribution / active EE | $1,181 | $3,490-66.2% | $2,837-58.4% | $4,742-75.1% |
| Participant deferral / active EE | $3,890 | $5,339-27.2% | $4,656-16.5% | $6,401-39.2% |
| Admin fee / account holder | $11,986 | $10,926+9.7% | $7,492+60.0% | $11,431+4.9% |