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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,177 | $110,240-55.4% | $96,544-49.1% | $139,487-64.7% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 9.59% | 26.41%-16.8pp | 25.88%-16.3pp | 373.84%-364.2pp |
| Employer contribution / active EE | $1,184 | $3,622-67.3% | $2,966-60.1% | $4,755-75.1% |
| Participant deferral / active EE | $3,751 | $5,549-32.4% | $4,851-22.7% | $6,713-44.1% |
| Admin fee / account holder | $36,069 | $11,602+210.9% | $8,254+337.0% | $11,407+216.2% |