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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,807 | $144,130+25.4% | $117,861+53.4% | $147,586+22.5% |
| Participation rate | 57.1% | 83.4%-26.3pp | 79.7%-22.5pp | 82.8%-25.7pp |
| Annual return | 16.17% | 531.20%-515.0pp | 335.11%-318.9pp | 578.59%-562.4pp |
| Employer contribution / active EE | $1,441 | $4,897-70.6% | $3,786-61.9% | $4,876-70.4% |
| Participant deferral / active EE | $3,204 | $5,316-39.7% | $4,482-28.5% | $5,439-41.1% |
| Admin fee / account holder | $0 | $10,887-100.0% | $8,021-100.0% | $10,886-100.0% |