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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,638 | $131,835+12.7% | $108,582+36.9% | $273,972-45.7% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.6%-29.6pp | 83.0%-33.0pp |
| Annual return | 11.88% | -91.57%+103.4pp | -51.70%+63.6pp | 41.46%-29.6pp |
| Employer contribution / active EE | $1,238 | $4,913-74.8% | $3,758-67.1% | $4,869-74.6% |
| Participant deferral / active EE | $2,681 | $5,127-47.7% | $4,311-37.8% | $5,287-49.3% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |