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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,544 | $138,312+41.4% | $122,979+59.0% | $155,188+26.0% |
| Participation rate | 27.8% | 80.2%-52.4pp | 77.2%-49.4pp | 80.8%-53.0pp |
| Annual return | 15.12% | 22.06%-6.9pp | 20.12%-5.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $1,357 | $3,530-61.6% | $3,062-55.7% | $4,248-68.1% |
| Participant deferral / active EE | $5,587 | $5,592-0.1% | $5,003+11.7% | $6,531-14.4% |
| Admin fee / account holder | $1,050 | $15,089-93.0% | $12,864-91.8% | $14,480-92.7% |