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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,760 | $117,846+28.8% | $102,434+48.2% | $145,884+4.0% |
| Participation rate | 26.3% | 78.6%-52.3pp | 76.5%-50.2pp | 80.3%-54.0pp |
| Annual return | 10.79% | 31.90%-21.1pp | 29.46%-18.7pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,168 | $3,615-67.7% | $3,023-61.4% | $4,662-74.9% |
| Participant deferral / active EE | $5,563 | $5,733-3.0% | $5,055+10.0% | $6,690-16.8% |
| Admin fee / account holder | $823 | $13,356-93.8% | $9,462-91.3% | $13,392-93.9% |