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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,296 | $110,240+28.2% | $96,544+46.4% | $139,487+1.3% |
| Participation rate | 20.0% | 78.1%-58.1pp | 76.0%-56.0pp | 80.3%-60.3pp |
| Annual return | 17.51% | 26.41%-8.9pp | 25.88%-8.4pp | 373.84%-356.3pp |
| Employer contribution / active EE | $1,261 | $3,622-65.2% | $2,966-57.5% | $4,755-73.5% |
| Participant deferral / active EE | $5,003 | $5,549-9.8% | $4,851+3.1% | $6,713-25.5% |
| Admin fee / account holder | $801 | $11,602-93.1% | $8,254-90.3% | $11,407-93.0% |