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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,624 | $61,125-56.4% | $94,057-71.7% | $87,485-69.6% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 19.70% | 35.20%-15.5pp | 480.62%-460.9pp | 26.06%-6.4pp |
| Employer contribution / active EE | $2,406 | $2,136+12.6% | $2,933-18.0% | $2,596-7.3% |
| Participant deferral / active EE | $1,592 | $3,260-51.2% | $4,709-66.2% | $4,274-62.8% |
| Admin fee / account holder | $680 | $5,629-87.9% | $7,244-90.6% | $7,775-91.3% |