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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,224 | $57,305-68.2% | $86,640-79.0% | $75,173-75.8% |
| Participation rate | 92.0% | 63.2%+28.8pp | 71.7%+20.3pp | 67.2%+24.8pp |
| Annual return | 18.75% | 2674.24%-2655.5pp | 592.52%-573.8pp | 160.72%-142.0pp |
| Employer contribution / active EE | $2,986 | $2,316+28.9% | $3,024-1.3% | $2,671+11.8% |
| Participant deferral / active EE | $1,988 | $3,320-40.1% | $4,438-55.2% | $4,126-51.8% |
| Admin fee / account holder | $755 | $4,116-81.7% | $5,616-86.6% | $5,651-86.6% |