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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,916 | $88,754-76.4% | $81,820-74.4% | $145,877-85.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.02% | 1031.77%-1018.7pp | 777.93%-764.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $3,391 | $3,085+9.9% | $2,915+16.3% | $4,663-27.3% |
| Participant deferral / active EE | $2,253 | $4,648-51.5% | $4,323-47.9% | $6,691-66.3% |
| Admin fee / account holder | $1,012 | $8,424-88.0% | $7,391-86.3% | $13,402-92.4% |