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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,624 | $51,638-48.4% | $68,368-61.1% | $82,448-67.7% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 19.70% | 37.53%-17.8pp | 292.57%-272.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $2,406 | $2,047+17.6% | $2,649-9.2% | $2,551-5.7% |
| Participant deferral / active EE | $1,592 | $2,914-45.4% | $4,123-61.4% | $4,139-61.5% |
| Admin fee / account holder | $680 | $4,643-85.4% | $5,150-86.8% | $7,234-90.6% |