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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,250 | $77,908-54.8% | $149,696-76.5% | $75,173-53.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 14.94% | 31.73%-16.8pp | 134.46%-119.5pp | 160.72%-145.8pp |
| Employer contribution / active EE | $1,441 | $3,138-54.1% | $4,821-70.1% | $2,671-46.0% |
| Participant deferral / active EE | $1,604 | $3,411-53.0% | $5,682-71.8% | $4,126-61.1% |
| Admin fee / account holder | $2,293 | $5,950-61.5% | $13,212-82.6% | $5,651-59.4% |