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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,298 | $168,635-75.5% | $147,617-72.0% | $125,389-67.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -6.49% | 77.65%-84.1pp | 61.98%-68.5pp | 282.24%-288.7pp |
| Employer contribution / active EE | $4,772 | $6,252-23.7% | $5,564-14.2% | $4,866-1.9% |
| Participant deferral / active EE | $2,800 | $5,507-49.1% | $4,895-42.8% | $5,352-47.7% |
| Admin fee / account holder | $586 | $13,580-95.7% | $11,612-95.0% | $9,541-93.9% |