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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,952 | $102,245-12.0% | $89,340+0.7% | $137,256-34.5% |
| Participation rate | 80.0% | 74.9%+5.1pp | 69.6%+10.4pp | 80.0%0pp |
| Annual return | 3.15% | 21.89%-18.7pp | 20.57%-17.4pp | 220.34%-217.2pp |
| Employer contribution / active EE | $3,918 | $2,529+54.9% | $2,231+75.6% | $4,156-5.7% |
| Participant deferral / active EE | $5,556 | $4,436+25.2% | $3,823+45.3% | $6,407-13.3% |
| Admin fee / account holder | $7,586 | $8,085-6.2% | $6,704+13.2% | $12,270-38.2% |