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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,684 | $183,516-77.3% | $155,534-73.2% | $145,884-71.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.63% | 61.43%-50.8pp | 64.92%-54.3pp | 551.85%-541.2pp |
| Employer contribution / active EE | $2,038 | $5,315-61.7% | $4,675-56.4% | $4,662-56.3% |
| Participant deferral / active EE | $2,719 | $6,467-58.0% | $5,630-51.7% | $6,690-59.4% |
| Admin fee / account holder | $2,483 | $19,293-87.1% | $15,900-84.4% | $13,392-81.5% |