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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,700 | $154,228+68.4% | $145,433+78.6% | $137,256+89.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.07% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $4,140 | $4,804-13.8% | $4,554-9.1% | $4,156-0.4% |
| Participant deferral / active EE | $11,703 | $8,216+42.4% | $7,897+48.2% | $6,407+82.7% |
| Admin fee / account holder | $6,686 | $14,344-53.4% | $13,129-49.1% | $12,270-45.5% |