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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,487 | $144,124-69.8% | $117,857-63.1% | $147,585-70.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 22.52% | 531.17%-508.6pp | 335.09%-312.6pp | 578.57%-556.0pp |
| Employer contribution / active EE | $4,872 | $4,897-0.5% | $3,786+28.7% | $4,876-0.1% |
| Participant deferral / active EE | $9,420 | $5,316+77.2% | $4,482+110.2% | $5,439+73.2% |
| Admin fee / account holder | $2,350 | $10,886-78.4% | $8,020-70.7% | $10,885-78.4% |