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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,417 | $131,835-76.9% | $108,582-72.0% | $273,972-88.9% |
| Participation rate | 57.1% | 83.5%-26.3pp | 79.6%-22.4pp | 83.0%-25.9pp |
| Annual return | 23.45% | -91.57%+115.0pp | -51.70%+75.2pp | 41.46%-18.0pp |
| Employer contribution / active EE | $3,105 | $4,913-36.8% | $3,758-17.4% | $4,869-36.2% |
| Participant deferral / active EE | $5,196 | $5,127+1.3% | $4,311+20.5% | $5,287-1.7% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |