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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,461 | $88,707-88.2% | $74,184-85.9% | $273,972-96.2% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.6%+13.4pp | 83.0%+7.0pp |
| Annual return | 7.87% | 11.94%-4.1pp | 17.74%-9.9pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,491 | $3,159-52.8% | $2,370-37.1% | $4,869-69.4% |
| Participant deferral / active EE | $1,649 | $4,212-60.8% | $3,550-53.5% | $5,287-68.8% |
| Admin fee / account holder | $1,180 | $8,717-86.5% | $5,586-78.9% | $10,133-88.4% |