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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,763 | $78,694-91.4% | $67,652-90.0% | $125,389-94.6% |
| Participation rate | 83.3% | 78.8%+4.5pp | 75.7%+7.7pp | 83.2%+0.1pp |
| Annual return | -3.39% | 9.46%-12.8pp | 6625.40%-6628.8pp | 282.24%-285.6pp |
| Employer contribution / active EE | $1,368 | $3,044-55.1% | $2,266-39.6% | $4,866-71.9% |
| Participant deferral / active EE | $1,552 | $4,292-63.9% | $3,560-56.4% | $5,352-71.0% |
| Admin fee / account holder | $567 | $7,403-92.3% | $4,821-88.2% | $9,541-94.1% |