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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,567 | $85,060-24.1% | $70,548-8.5% | $139,456-53.7% |
| Participation rate | 50.0% | 73.9%-23.9pp | 68.3%-18.3pp | 80.3%-30.3pp |
| Annual return | 19.28% | 30.38%-11.1pp | 32.78%-13.5pp | 373.45%-354.2pp |
| Employer contribution / active EE | $1,362 | $3,911-65.2% | $2,975-54.2% | $4,753-71.3% |
| Participant deferral / active EE | $1,376 | $5,890-76.6% | $4,567-69.9% | $6,711-79.5% |
| Admin fee / account holder | $707 | $8,925-92.1% | $6,424-89.0% | $11,407-93.8% |