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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,923 | $82,314-24.8% | $68,808-10.0% | $134,532-54.0% |
| Participation rate | 33.3% | 75.1%-41.7pp | 69.0%-35.7pp | 81.2%-47.9pp |
| Annual return | -9.50% | -2.18%-7.3pp | -6.37%-3.1pp | 418.27%-427.8pp |
| Employer contribution / active EE | $1,206 | $3,301-63.5% | $2,656-54.6% | $4,741-74.6% |
| Participant deferral / active EE | $1,139 | $4,740-76.0% | $3,942-71.1% | $6,401-82.2% |
| Admin fee / account holder | $89,776 | $6,484+1284.5% | $4,936+1718.9% | $11,429+685.5% |