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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $32,402 |
LANE GORMAN TRUBITT, PLLC3+ years Service code 10 2626 HOWELL ST STE 700 · DALLAS, TX 75204 | Accounting | $21,300 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,910 | $44,989-69.1% | $170,435-91.8% | $77,958-82.2% |
| Participation rate | 32.1% | 64.6%-32.5pp | 83.6%-51.5pp | 71.6%-39.5pp |
| Annual return | 14.29% | 19.61%-5.3pp | 205.94%-191.6pp | 20.87%-6.6pp |
| Employer contribution / active EE | $211 | $1,466-85.6% | $5,432-96.1% | $2,310-90.9% |
| Participant deferral / active EE | $684 | $2,208-69.0% | $4,939-86.1% | $3,537-80.7% |
| Admin fee / account holder | $46 | $69-32.7% | $13,881-99.7% | $97-52.3% |