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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,949 | $99,652+58.5% | $78,778+100.5% | $147,586+7.0% |
| Participation rate | 33.3% | 76.2%-42.9pp | 69.2%-35.9pp | 82.8%-49.5pp |
| Annual return | 14.58% | 47.28%-32.7pp | 35.62%-21.0pp | 578.59%-564.0pp |
| Employer contribution / active EE | $1,228 | $2,796-56.1% | $1,986-38.1% | $4,876-74.8% |
| Participant deferral / active EE | $2,365 | $3,664-35.4% | $2,958-20.0% | $5,439-56.5% |
| Admin fee / account holder | $1,032 | $7,155-85.6% | $5,134-79.9% | $10,886-90.5% |