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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,723 | $93,346+63.6% | $71,796+112.7% | $273,972-44.3% |
| Participation rate | 36.4% | 76.5%-40.2pp | 69.1%-32.7pp | 83.0%-46.7pp |
| Annual return | 11.64% | 130.39%-118.7pp | 78.04%-66.4pp | 41.46%-29.8pp |
| Employer contribution / active EE | $1,412 | $2,733-48.3% | $1,924-26.6% | $4,869-71.0% |
| Participant deferral / active EE | $2,503 | $3,475-28.0% | $2,794-10.4% | $5,287-52.7% |
| Admin fee / account holder | $593 | $6,571-91.0% | $4,815-87.7% | $10,133-94.1% |