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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,642 | $57,305-4.6% | $86,640-36.9% | $75,173-27.3% |
| Participation rate | 97.4% | 63.2%+34.2pp | 71.7%+25.7pp | 67.2%+30.2pp |
| Annual return | 15.43% | 2674.24%-2658.8pp | 592.52%-577.1pp | 160.72%-145.3pp |
| Employer contribution / active EE | $5,067 | $2,316+118.7% | $3,024+67.5% | $2,671+89.7% |
| Participant deferral / active EE | $3,799 | $3,320+14.4% | $4,438-14.4% | $4,126-7.9% |
| Admin fee / account holder | $2,228 | $4,116-45.9% | $5,616-60.3% | $5,651-60.6% |