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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,121 | $49,177+6.0% | $79,467-34.4% | $64,173-18.8% |
| Participation rate | 87.1% | 65.0%+22.1pp | 73.3%+13.8pp | 69.6%+17.5pp |
| Annual return | -8.56% | -1.16%-7.4pp | 718.30%-726.9pp | 7.63%-16.2pp |
| Employer contribution / active EE | $2,880 | $2,076+38.7% | $2,800+2.8% | $2,381+21.0% |
| Participant deferral / active EE | $3,335 | $2,821+18.2% | $3,704-10.0% | $3,470-3.9% |
| Admin fee / account holder | $3,059 | $3,839-20.3% | $5,104-40.1% | $4,887-37.4% |