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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,258 | $65,434-20.1% | $98,483-46.9% | $85,847-39.1% |
| Participation rate | 88.2% | 65.0%+23.2pp | 73.3%+14.9pp | 69.3%+18.9pp |
| Annual return | 9.52% | 21.75%-12.2pp | 1494.38%-1484.9pp | 318.61%-309.1pp |
| Employer contribution / active EE | $3,576 | $2,169+64.9% | $2,961+20.8% | $2,565+39.4% |
| Participant deferral / active EE | $2,982 | $3,168-5.9% | $4,276-30.3% | $3,952-24.5% |
| Admin fee / account holder | $17,840 | $4,595+288.2% | $5,953+199.7% | $6,261+185.0% |