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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,596 | $150,447-90.3% | $136,298-89.3% | $147,586-90.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 48.11% | 1049.15%-1001.0pp | 5156.27%-5108.2pp | 578.59%-530.5pp |
| Employer contribution / active EE | $6,859 | $5,256+30.5% | $4,696+46.1% | $4,876+40.6% |
| Participant deferral / active EE | $7,118 | $6,631+7.4% | $6,247+13.9% | $5,439+30.9% |
| Admin fee / account holder | $313 | $10,906-97.1% | $9,244-96.6% | $10,886-97.1% |