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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,616 | $176,105-45.1% | $159,474-39.4% | $167,536-42.3% |
| Participation rate | 57.1% | 85.0%-27.8pp | 82.8%-25.7pp | 82.1%-25.0pp |
| Annual return | 10.68% | 331.91%-321.2pp | 263.68%-253.0pp | 478.82%-468.1pp |
| Employer contribution / active EE | $6,907 | $5,299+30.4% | $4,831+43.0% | $4,839+42.7% |
| Participant deferral / active EE | $3,989 | $7,751-48.5% | $7,353-45.7% | $6,342-37.1% |
| Admin fee / account holder | $3,715 | $12,559-70.4% | $10,802-65.6% | $12,315-69.8% |