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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,426 | $88,672-44.3% | $105,223-53.0% | $82,448-40.1% |
| Participation rate | 43.6% | 67.9%-24.3pp | 75.0%-31.5pp | 68.1%-24.5pp |
| Annual return | 19.76% | 30.86%-11.1pp | 180.65%-160.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $0 | $3,048-100.0% | $3,689-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,125 | $4,036-47.3% | $5,072-58.1% | $4,139-48.7% |
| Admin fee / account holder | $4,749 | $7,146-33.5% | $8,859-46.4% | $7,234-34.4% |